Welcome to the Hamilton Bank, a locally owned and operated community bank serving North Missouri since 1938. We offer individual customer service and provide solutions to your banking needs. We know you will appreciate our brand of banking- independent ownership, local decision making and community commitment.

"We are great people at a great place to bank!"

About The Bank

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By the summer of 1938, the great depression had closed Hamilton, Missouri’s two banks. Local citizens, merchants and farmers concerned about the future of the community bought nearly all of the stock offered in a new bank. L.G. Ehlers, a banker who had worked in another Missouri bank that had survived the crash, led the effort. On June 11, 1938, The Hamilton Bank opened to embody their vision of a safe, convenient, community oriented depository and lender. That vision has been extended to two more communities with the opening of a bank facility in Breckenridge, Missouri in 1975 and Lathrop, Missouri in 2010.

This is a family owned bank committed to the same principles that stood to guide our founders four generations ago. Our customers deserve friendly, personal banking service at all our locations. Honesty and safety are never to be sacrificed. Technology is used to speed, diversify and enhance the customer experience. Our communities deserve a banking partner that is active in the financial development and improvement of their citizens, farms, merchants and institutions.

The Hamilton Bank continues as an independent community bank committed to providing exceptional service to its customers. With corporate offices in Hamilton, all policy and lending decisions are made locally. Local ownership means local commitment as the directors and officers have a vested interest in helping to make our communities a better place to live.

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Privacy Policy

Our Privacy Commitment to You
We recognize, respect and protect the personal privacy rights of all our customers and former customers. We realize that our customers entrust us with personal information and it is our policy to maintain our customers’ information in a confidential manner. We are committed to providing the highest level of security and privacy regarding the collection and use of our customers’ personal information as well as personal information to all consumers who visit our institution and website.

Confidentiality and Security of Nonpublic Personal Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Nonpublic Personal information We Collect
We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms
  • Information about your transactions with us, our affiliates, or others
  • Information we receive from a consumer reporting agency
  • Information about your transactions with nonaffiliated third parties

Nonpublic Personal Information we Disclose
We do not disclose nor do we reserve the right to disclose, any nonpublic personal information about our customers or former customers to anyone, except to other nonaffiliated third parties as permitted by law.

Joint Marketing/Service Provider Disclosure                                                                                                                                           In the course of routine business, from time to time, the bank discloses nonpublic personal information about its customers to third parties who are under contract to the bank to perform services for the bank. When we do so, the contract contains provisions that require the contractor to use the information only for purposes intended and that the contractor not divulge the information it receives from the bank to others. For example, we have a contact with:

  • A company that maintains our computer programs and this company has access to customer account information such as: name, address, account number, account balances.
  • A company that prints our coupon books and this company has access to customer account information such as: name, address, account numbers, opening balances.
  • A company that processes our credit card program and this company has access to customer account information, such as: name, address, social security number, credit card usage, payment history.

Notify Us of Inaccurate Information We Report To Consumer Reporting Agencies.  Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency.  Your written notice describing the specific inaccuracy (ies) should be sent to us at the following address:  The Hamilton Bank, 111 N Davis St, PO Box 127, Hamilton MO 64644-0127.

Internet Privacy
Browsing our Site
When you visit our website to view any pages, read product information, or use our online tools, you do so without telling us who you are and without revealing any personal information. While we do not collect identifying information about visitors to our site, we do use standard software to collect information for the strict purpose of tracking activity on our site. This allows us to better understand how many people use our site and which pages and features are most popular. To evaluate the usefulness of our site, we may gather and analyze data regarding usage such as:

  • The name of your Internet Service Provider,
  • The website that referred you to us (if any),
  • The date and time the pages were accessed, and
  • The page or pages you requested.

About “cookies”
To provide better service and a more effective web site, we use “cookies” as part of our interaction with your browser. A “cookie” is a small text file placed on your hard drive by our web page server. We do not use cookies to get data from your hard drive or to get your email address or personal identifying information.
Cookies are commonly used on web sites and do not harm your system. By configuring your preferences or options in your browser, you determine if and how a cookie will be accepted. We use cookies to determine if you have previously visited our web site and for a number of administrative purpose.

How We Handle E-Mail
When you send us an e-mail to comment on something or to ask a question, we will use your e-mail address to reply to you and for a limited time we will store your e-mail address, your message and our response for quality assurance. We may also do this to meet legal and regulatory requirements. If we collect your e-mail address in this manner, we won’t use it to let you know about our products and services unless you have given us permission.
This information is not given or sold to any other organization.

E-Mail Security
Regular non-encrypted Internet e-mail is not secure. In the instances where our Internet e-mail addresses are provided, these are provided for information inquiries of a non-sensitive and non-confidential nature. E-mail you send us may not be secure unless we advise you that it is secure prior to transmitting your message. Therefore, we recommend that you not send us confidential information such as social security or account numbers via unsecured email. You may also contact us by phone, U.S. mail or by visiting your nearest banking center.

On-Line Banking Security
When you bank online with us, we, along with the outside companies we work with to bring these services to you, have access to your information. Information is retained on our system or the system of the appropriate outside company, depending on what is required in order to serve you.
We use state-of-the-art Internet technology, supported by the outside companies we work with, to make online banking secure and to protect your personal information. We also require an I.D. and password or PIN to access your accounts. If you do not provide this information, we cannot establish an online banking service for you.
You can also help safeguard your personal information by taking a few simple precautions. Protect your account, PIN, and customer access numbers. Do not share your I.D. or password with anyone, change your password regularly, and remember to sign off. Never disclose confidential information to unknown callers. When banking on the Internet, be sure to use a secure browser and current virus detection software, and never open e-mail from unknown sources.

Protecting your privacy online
Whenever we ask for personal information on our web site, we use Secure Socket Layer (SSL technology) for transferring data. This technology encrypts – or scrambles – your account information so it’s virtually impossible to read by anyone other than employees at our Bank.
Secure Socket Layer (SSL) technology secretly encodes information that is being sent over the Internet between your computer and our Bank, helping to ensure that the information remains confidential.

Protecting your Children

Our website is not targeted or marketed to children under the age of thirteen. We respect the privacy of your children, and we comply with the practices established under the Children’s Online Privacy Protection Act. We do not knowingly collect or retain personally identifiable information from consumers under the age of thirteen.

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From The Blog